Challenge complete. I used a Paper Studios $6.99 pack from Hobby Lobby. It had plenty of paper, cutouts, and stickers. I used a few sheets from my stash to supplement, only to give more options.

I do not have a hole punch heavy duty enough to punch through chipboard so I wove a ribbon through the paper and around the spine to create a handle.

I may go back and add more stuff to the cover. However the paper is so busy I don't think it would stand out.

This was super easy and fast.